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Terms of Service

Last Updated: April 8, 2026

1. Acceptance of Terms

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Beyond Synthesis LLC, a Delaware limited liability company (“Company,” “we,” “us,” or “our”), governing your access to and use of the CompassGraph platform, website at compassgraph.com, application programming interfaces (APIs), and all related services (collectively, the “Services”).

By creating an account, accessing, or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you are using the Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and “you” and “your” shall refer to both you individually and that organization.

If you do not agree to these Terms, you must not access or use the Services.

2. Description of Services

CompassGraph is a software-as-a-service (“SaaS”) platform that provides geopolitical risk analytics, supply chain monitoring, financial risk intelligence, and related data visualization tools. The Services include, but are not limited to:

  • A web-based analytics dashboard displaying risk indices, coupling matrices, and event feeds
  • API access for programmatic retrieval of analytics data
  • Alert and notification services via email and in-app channels
  • PDF report generation and export functionality
  • Onboarding and firm-specific risk profiling tools
  • Subscription-based tiered access (Free, Pro, and Premium plans)

The specific features available to you depend on your subscription plan. Company reserves the right to modify, update, or discontinue any aspect of the Services at any time, with or without notice.

3. Account Registration and Security

To access the Services, you must create an account by providing a valid email address and password. You agree to:

  1. Provide accurate, current, and complete information during registration
  2. Maintain and promptly update your account information
  3. Maintain the security and confidentiality of your login credentials
  4. Accept responsibility for all activities that occur under your account
  5. Notify Company immediately of any unauthorized use of your account

You may not share your account credentials with any third party. Company is not liable for any loss or damage arising from your failure to maintain the security of your account credentials. Company reserves the right to suspend or terminate any account that we reasonably believe has been compromised.

4. Subscription Plans, Fees, and Billing

4.1 Subscription Plans

The Services are offered under tiered subscription plans, each with different feature sets, usage limits, and pricing as described on our Pricing page. Company reserves the right to modify plan features, limits, and pricing at any time with thirty (30) days’ prior written notice.

4.2 Billing and Payment

Paid subscriptions are billed in advance on a monthly or annual basis, as selected at the time of purchase. All payments are processed through our third-party payment processor, Stripe, Inc. By subscribing to a paid plan, you authorize Company to charge the payment method on file for all applicable fees.

4.3 Auto-Renewal

Subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date. You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period.

4.4 No Refunds

All fees are non-refundable except as expressly set forth in these Terms or as required by applicable law. No refunds or credits will be issued for partial billing periods, downgrades, or unused features.

4.5 Free Tier

Company may offer a free tier of the Services with limited features. The free tier is provided at Company’s sole discretion, and Company may modify, limit, or discontinue the free tier at any time without notice or liability.

4.6 Late Payment

Overdue amounts shall accrue interest at the lesser of 1.5% per month or the maximum rate permitted by applicable law. Company may suspend access to the Services until all overdue fees are paid in full. You are responsible for all costs of collection, including reasonable attorneys’ fees.

5. Acceptable Use and Restrictions

You agree to use the Services only for lawful purposes and in accordance with these Terms. You shall not, and shall not permit any third party to:

  • Use the Services in violation of any applicable local, state, national, or international law or regulation
  • Redistribute, resell, sublicense, or make the Services available to any third party without Company’s prior written consent
  • Decompile, reverse engineer, disassemble, or attempt to derive the source code of any portion of the Services
  • Copy, modify, or create derivative works based on the Services or any content therein
  • Circumvent, disable, or interfere with any security, rate-limiting, or access-control features of the Services
  • Use automated means (including bots, scrapers, or crawlers) to access the Services except through the provided API and within applicable rate limits
  • Use the Services to build a competing product or service
  • Use the Services to transmit viruses, malware, or any other harmful code
  • Interfere with or disrupt the integrity or performance of the Services or any data contained therein
  • Attempt to gain unauthorized access to any part of the Services, other accounts, or any systems or networks connected to the Services
  • Use the Services for any purpose that is fraudulent, deceptive, or harmful
  • Use the data, analytics, or reports generated by the Services as the sole basis for investment decisions, securities trading, or financial transactions

Company reserves the right to investigate and take appropriate action against any violation of this Section, including without limitation suspending or terminating your account and reporting violations to law enforcement authorities.

6. API Terms of Use

If your subscription plan includes API access, the following additional terms apply:

6.1 API Keys

You are responsible for maintaining the confidentiality and security of your API keys and access tokens. Any activity conducted through your API credentials is your sole responsibility. You must immediately notify Company if you believe your API keys have been compromised.

6.2 Rate Limits

Company imposes rate limits and usage quotas on API access as specified in your subscription plan. Exceeding these limits may result in temporary throttling or suspension of API access. You shall not attempt to circumvent rate limits through any means, including the use of multiple accounts.

6.3 Data Use Restrictions

Data retrieved through the API is licensed for your internal business use only. You may not redistribute, resell, or publicly display raw API data without Company’s prior written consent. You may incorporate API data into internal reports and analyses, provided that such use does not create a competing service or data product.

6.4 API Changes

Company may modify, deprecate, or discontinue API endpoints at any time. Company will use commercially reasonable efforts to provide thirty (30) days’ notice of material changes to the API. You are responsible for updating your integration to accommodate API changes.

7. Intellectual Property Rights

7.1 Company Ownership

Company retains all right, title, and interest in and to the Services, including without limitation all software, algorithms, models, analytics methodologies, risk scores, coupling matrices, reports, documentation, trademarks, trade names, logos, and all intellectual property rights therein. Nothing in these Terms transfers any ownership rights to you.

7.2 Limited License

Subject to these Terms and your payment of all applicable fees, Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services solely for your internal business purposes during the term of your subscription. This license terminates immediately upon termination of your account or these Terms.

7.3 Derived Analytics

All analytics outputs, risk scores, generated reports, and derived data produced by the Services remain the intellectual property of Company. You are granted a limited license to use such outputs for your internal business purposes only.

7.4 Feedback

If you provide Company with any suggestions, feedback, or ideas regarding the Services (“Feedback”), you hereby assign to Company all right, title, and interest in such Feedback. Company may use Feedback for any purpose without obligation or compensation to you.

7.5 User Content

You retain ownership of data and content you submit to the Services (“User Content”), such as company profiles and configuration data. You grant Company a worldwide, non-exclusive, royalty-free license to use, process, and store your User Content solely for the purpose of providing and improving the Services. Company may also use aggregated, anonymized data derived from your use of the Services for any business purpose, including analytics, benchmarking, and service improvement.

8. Data, Privacy, and Confidentiality

8.1 Privacy

Our collection and use of personal information is governed by our Privacy Policy. By using the Services, you consent to the collection and use of your information as described therein.

8.2 Data Security

Company implements commercially reasonable technical and organizational measures to protect the security and integrity of data processed through the Services. However, no method of transmission over the internet or electronic storage is completely secure, and Company cannot guarantee absolute security.

8.3 Confidentiality

Each party agrees to maintain the confidentiality of the other party’s confidential information and not to disclose such information to any third party except as necessary to perform its obligations under these Terms or as required by law.

9. Important Disclaimers

9.1 Not Investment, Legal, or Professional Advice

THE SERVICES, INCLUDING ALL ANALYTICS, RISK SCORES, REPORTS, ALERTS, AND DATA PROVIDED THROUGH THE PLATFORM, ARE FOR INFORMATIONAL PURPOSES ONLY. NOTHING CONTAINED IN THE SERVICES CONSTITUTES INVESTMENT ADVICE, FINANCIAL ADVICE, LEGAL ADVICE, REGULATORY ADVICE, TAX ADVICE, OR A RECOMMENDATION, SOLICITATION, OFFER, OR ENDORSEMENT TO BUY OR SELL ANY SECURITY, MAKE ANY INVESTMENT DECISION, OR TAKE OR REFRAIN FROM TAKING ANY SPECIFIC BUSINESS ACTION.

The Services are not a substitute for professional judgment. You are solely responsible for making your own independent assessment of the information provided and for seeking qualified professional advice where appropriate. No action should be taken or omitted in reliance upon information provided through the Services without independent verification and professional consultation.

9.2 Data Accuracy and Reliability

Company does not guarantee the sequence, accuracy, completeness, timeliness, or reliability of any information, data, analytics, risk scores, or reports provided through the Services. The Services may incorporate data from third-party sources, and Company makes no representations or warranties regarding the accuracy, completeness, or reliability of any third-party data.

9.3 No Guarantee of Results

The Services are not warranted to produce any particular results, returns, or outcomes. Past performance of any analytics, models, or risk assessments is not indicative of future results. Geopolitical conditions change rapidly, and analytics reflect data available at the time of generation and may not reflect current conditions.

9.4 No Duty to Update

Company has no obligation to update, correct, or supplement any previously published analytics, reports, risk assessments, or other content provided through the Services.

10. Warranty Disclaimer

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR QUIET ENJOYMENT.

COMPANY DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. COMPANY DOES NOT WARRANT THAT ANY DEFECTS WILL BE CORRECTED OR THAT THE SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS.

Company is not liable for delays, failures, or problems inherent in the use of the internet, electronic communications, or other systems outside Company’s reasonable control, including without limitation failures of third-party data providers, hosting services, or payment processors.

11. Limitation of Liability

11.1 Exclusion of Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, RELIANCE, PUNITIVE, OR EXEMPLARY DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOST PROFITS, LOST REVENUE, LOSS OF DATA, LOSS OF BUSINESS OPPORTUNITY, BUSINESS INTERRUPTION, LOSS OF GOODWILL, OR PERSONAL INJURY, HOWEVER CAUSED AND REGARDLESS OF THE THEORY OF LIABILITY (WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE), EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11.2 Cap on Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, COMPANY’S TOTAL CUMULATIVE AND AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE LESSER OF: (A) THE TOTAL AMOUNTS PAID BY YOU TO COMPANY DURING THE TWELVE (12) MONTH PERIOD IMMEDIATELY PRECEDING THE FIRST EVENT GIVING RISE TO LIABILITY; OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

11.3 Basis of the Bargain

The limitations of liability set forth in this Section reflect the allocation of risk between the parties and are an essential element of the basis of the bargain between Company and you. Company would not provide the Services without these limitations.

12. Indemnification

You agree to defend, indemnify, and hold harmless Beyond Synthesis LLC, its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees and legal costs) arising out of or related to:

  1. Your access to or use of the Services
  2. Your violation of these Terms or any applicable law or regulation
  3. Your violation of any third-party rights, including intellectual property rights or privacy rights
  4. Any User Content or data you submit, post, or transmit through the Services
  5. Any decisions or actions taken based on information obtained through the Services
  6. Your gross negligence, willful misconduct, or fraud

Company reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify Company, and you agree to cooperate with Company’s defense of such claims.

13. Termination and Suspension

13.1 Termination by You

You may terminate your account at any time through your account settings or by contacting us at support@compassgraph.com. Termination does not entitle you to a refund of any prepaid fees.

13.2 Termination by Company

Company may suspend or terminate your account and access to the Services at any time, with or without cause, with or without notice, including without limitation if Company reasonably believes that you have violated these Terms.

13.3 Immediate Suspension

Company may immediately suspend your access to the Services without prior notice if Company determines, in its sole discretion, that: (a) your account poses a security risk; (b) you are in material breach of these Terms; (c) your use may expose Company to legal liability; (d) your account is past due; or (e) your use is suspected to be fraudulent.

13.4 Effect of Termination

Upon termination, your right to access and use the Services immediately ceases. Company may delete your account data after thirty (30) days following termination. Company is not liable for any loss of data resulting from termination. It is your responsibility to export any data you wish to retain prior to termination.

13.5 Survival

Sections 4 (Fees), 5 (Restrictions), 7 (Intellectual Property), 9 (Disclaimers), 10 (Warranty Disclaimer), 11 (Limitation of Liability), 12 (Indemnification), 14 (Governing Law), and 16 (General Provisions) shall survive termination of these Terms.

14. Governing Law and Dispute Resolution

14.1 Governing Law

These Terms and any dispute arising out of or related to these Terms or the Services shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict-of-law principles.

14.2 Mandatory Binding Arbitration

ANY DISPUTE, CONTROVERSY, OR CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL BE RESOLVED BY FINAL AND BINDING ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (“AAA”) UNDER ITS COMMERCIAL ARBITRATION RULES THEN IN EFFECT. THE ARBITRATION SHALL BE CONDUCTED BY A SINGLE ARBITRATOR IN WILMINGTON, DELAWARE. THE ARBITRATOR’S AWARD SHALL BE FINAL AND BINDING AND MAY BE ENTERED AS A JUDGMENT IN ANY COURT OF COMPETENT JURISDICTION.

14.3 Class Action Waiver

ALL CLAIMS MUST BE BROUGHT IN THE PARTIES’ INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF CLASS OR REPRESENTATIVE PROCEEDING.

14.4 Exceptions

Notwithstanding the foregoing, either party may seek injunctive or equitable relief in any court of competent jurisdiction to protect its intellectual property rights or confidential information. Either party may also bring claims in small claims court if the claim qualifies.

15. Export Control and Sanctions Compliance

You represent and warrant that: (a) you are not located in, under the control of, or a national or resident of any country subject to U.S. trade sanctions or embargoes; (b) you are not identified on any U.S. government restricted party list, including the OFAC Specially Designated Nationals List; and (c) you will not use the Services in violation of any U.S. export control laws, regulations, or sanctions programs.

The Services are not designed or intended for use by government agencies for intelligence, law enforcement, or national security purposes without a separate written agreement with Company.

16. General Provisions

16.1 Modifications

Company reserves the right to modify these Terms at any time. Material changes will be communicated via email or a prominent notice on the Services at least thirty (30) days before they take effect. Your continued use of the Services after the effective date of any modifications constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Services.

16.2 Entire Agreement

These Terms, together with the Privacy Policy and any order forms or subscription agreements, constitute the entire agreement between you and Company regarding the Services and supersede all prior agreements, representations, and understandings.

16.3 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

16.4 Waiver

The failure of Company to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by Company.

16.5 Assignment

You may not assign or transfer these Terms or any rights hereunder without Company’s prior written consent. Company may assign these Terms without restriction, including in connection with a merger, acquisition, or sale of assets.

16.6 Force Majeure

Company shall not be liable for any failure or delay in performance caused by events beyond its reasonable control, including without limitation acts of government, war, terrorism, sanctions, cyberattacks, pandemics, natural disasters, disruptions to third-party data providers or infrastructure, or failures of the internet.

16.7 Notices

Notices to Company must be sent to: Beyond Synthesis LLC, Attn: Legal, support@compassgraph.com. Company may send notices to you via the email address associated with your account or through the Services.

16.8 No Third-Party Beneficiaries

These Terms do not create any third-party beneficiary rights in any individual or entity that is not a party to these Terms.

16.9 Headings

The section headings in these Terms are for convenience only and have no legal or contractual effect.

17. Copyright and DMCA Policy

Company respects the intellectual property rights of others. If you believe that any content available through the Services infringes your copyright, you may submit a notification pursuant to the Digital Millennium Copyright Act (“DMCA”) by providing our designated agent with the following information in writing:

  1. A physical or electronic signature of the copyright owner or a person authorized to act on their behalf
  2. Identification of the copyrighted work claimed to have been infringed
  3. Identification of the material that is claimed to be infringing and its location on the Services
  4. Your contact information, including address, telephone number, and email address
  5. A statement that you have a good faith belief that the use is not authorized by the copyright owner, its agent, or the law
  6. A statement, under penalty of perjury, that the information in the notification is accurate and that you are authorized to act on behalf of the copyright owner

DMCA notices should be sent to: support@compassgraph.com with the subject line “DMCA Takedown Request.”

18. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Beyond Synthesis LLC
Email: support@compassgraph.com
Website: compassgraph.com

© 2026 Beyond Synthesis LLC. All rights reserved.

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